SQL$HELP72.HLB  —  Errors  COSI_ERRORS, IVTILDEUSER
  invalid user name found in the file specification

  Explanation:  The user name specified after a ~ (tilde) in the
  specified file is not a vailid user name, and therefore cannot
  be used to get to a home directory.

  User Action:  Verify that the user name is specified correctly,
  and correct any spelling errors.
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